Patio Homes can be a good option for those renters or homebuyers who want an affordable and low-maintenance house. A patio home typically does not have hassles and nuisance that come with a conventional single-family home.

However, just like any other property type, patio homes have their own unique pros and cons. Let’s get to know about patio homes in more details


What is a Patio Home?

Patio Homes should not be confused with properties that just simply have a patio. The definition of a patio home can vary, but generally, a patio home is a smaller, single-family house with a compact yard and lot. Another characteristic of a patio home is that it is attached to other similar patio homes (at least one wall), which makes it architecturally similar to townhomes and condos, but only smaller in size.

While townhomes or condos are typically at least two stories high, a patio home is only a single story or sometimes one and a half story high. The upper half story typically consists of a bedroom or a loft but does not feature a full second floor with bedrooms, bathrooms, and living space like the townhomes or condos. Moreover, contrary to the name, a patio home does not necessarily have a patio.

Patio homes are often described by the builders as “zero-lot-line” homes. As these houses are designed to serve a higher volume of residents by reducing land use. The land use is minimized by eliminating the traditional backyards and individual lots between properties. Mostly, these houses are built near wholesome neighborhoods and communities but are sold at more affordable prices than a traditional stand-alone single-family house.

Patio Homes vs. Townhome and Condos

These three property types are often confused with each other, although the three differ slightly. Townhomes usually have a backyard and a front, as well as a driveway, that the homeowner is responsible for maintaining. The walls are also joined to the adjacent town homes sometime.

In a patio home, the homeowner usually owns the lot the property sits on, as well as the property’s exterior and the immediate property structure like fences, porches, or walkways. However, there is no backyard in a patio home.

In a condominium, the homeowner only owns the interior of the property. The exterior of the property like lawns, walkways, and other shared spaces are owned by the condo complex.

Pros and Cons of Patio Homes

Unlike traditional family home, patio homes require minimum maintenance. Their small lots need only little upkeep. On the flip side, they offer only minimal privacy and independence unlike other property types like townhomes, condos that are more communal.

Because of the smaller lot size, patio homes are more affordable than traditional single-family homes. However, patio home communities usually have a homeowner’s association, which requires payments on a monthly or annual basis. And depending on the level of maintenance required at the community, as well as other amenities, these payments can get expensive.

Finding the Right Patio Home

Patio homes are just not available everywhere as not all builders offer this type of homes. So, you might have to find the specific patio communities and builders around you to get the right patio home.

When you start you research for your patio home, consider these aspects about the property

  • Homeowner’s association dues
  • Community Amenities
  • Required maintenance in the property and its cost
  • Proximity to the neighborhood communities and workplace
  • Available Customizations and Upgrades
  • Social Opportunities
  • Style, size, and architecture
  • Purchase price

You might need the services of a Real Estate Agent to find the right patio home

Who Are Patio Home Suitable For?

Due to their compact size and less privacy, patio homes are more suitable for smaller families like empty nesters, young couples who do not need much space, and retirees. As patio homes are comparatively more affordable, they are also a good option for first time homebuyers who want the freedom of ownership but are a little low on the budget. These patio homes are also suitable for young people who are moving into a new city to start their career or a college degree, as the rents are much cheaper for these houses.

But remember, that the size of these homes varies from town to town. So it is advised that you check a patio home in your neighborhood and then decide whether you would want to purchase or rent it or not.